Christmas is coming. Yay!
While Christmas certainly brings us a lot of joy and excitement, it also means that, as well as receiving lots of cool gifts, we have to do a lot of giving.
While this is not a bad thing per say – after all, giving is awesome – it does mean that we have to open up our purses and do quite a bit of spending.
And if you have a lot of friends and family, it usually means you have to do a LOT of spending.
I feel you. Right now, I’m in the same situation. In fact, I’ve been in this situation for the last five years!
I know what it’s like. You basically spend all the weeks leading up to Christmas planning your budget, and going stir crazy when you realise that by the time Santa has squeezed through your chimney, you’re probably going to ask him if you can borrow a few dollars.….READ MORE ON THE NEXT PAGE